Ian Baer
Life & Business Insurance in Washington
Term life, whole life, IUL, UL, business owner policies, general liability, and E&O. Same‑day replies and clear next steps.
Licensed insurance producer (WA Lic: 1346270)
Life & business coverage
Insurance products
Business owner policies
Bundled business property and liability coverage for small business owners.
Available products: term life, whole life, indexed universal life (IUL), universal life (UL), business owner policies, general liability, and errors & omissions (E&O).
Available in Washington; eligibility and coverage vary by underwriting and policy form.
How I work
Same‑day responses
You hear back quickly with clear next steps.
Options, plain English
I explain the trade-offs without jargon or pressure.
Life and business focus
Focused on protection for families, owners, and professionals.
Paperwork done right
Clean applications, fewer repeats, and smoother underwriting.
Outcome over aesthetics — ship, then sharpen
Compliance by default — guardrails first
Frequently asked
What products do you handle?
Term life, whole life, IUL, UL, business owner policies, general liability, and E&O.
Do you handle auto or home?
No — I focus on life insurance and selected business liability coverage.
How fast is a quote?
Same day in many cases; life underwriting may require additional information.
Can we handle this by text or email?
Yes — send what you have and I’ll help sort out the next step.
Get in touch
Quick note — I’ll reply by email. Not sure what you need? Send what you have.
Local info
Based in Spokane, Washington
Serving Washington clients for life and selected business liability coverage, including business owner policies.
For policy-specific service or claims, your carrier’s direct service line may be fastest — I can still help guide next steps.